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Law Enforcement Protection
from Provident

 

Specialized Insurance for Police & Law Enforcement Organizations

Those who put their lives on the line for their families, friends, and neighbors deserve protection of their own. The Accident & Health Insurance, 24-Hour Accidental Death & Dismemberment (24-Hour AD&D) Insurance, and Group Term Life Insurance coverages available to you through Provident are designed specifically to meet the unique needs of police and law enforcement personnel.

Accident & Health Insurance Highlights

  • Weekly Total Disability for covered Injuries payable up to 5 years
  • Weekly Total Disability for Covered Illnesses payable up to 5 years
  • Partial Disability payable up to 5 years
  • First Week Disability
  • Cost of Living Adjustment
  • Transition Benefit
  • Retraining Benefit

Medical Expense Benefit:

  • Covered Injury and Illness Expense
  • Covered Plastic Surgery Expense

The First Responder Assistance Program is included with this coverage. This confidential program offers resources and referrals 24/7 online or by phone for public servants and their families for personal issues regarding stress, grief, substance misuse, relationships, and more.

 

THIS IS A BLANKET ACCIDENT ONLY POLICY.
The Accident & Health insurance coverage is underwritten by AXIS Insurance Company under policy form series number VFBACC-001-0513.
THE FIRST RESPONDER ASSISTANCE PROGRAM IS NOT INSURANCE AND IS NOT PROVIDED BY AXIS INSURANCE COMPANY. IT IS A SERVICE PROVIDED THROUGH PROVIDENT BY BHS™ IN PARTNERSHIP WITH RESPONDERS 1st CALL™.

24-Hour AD&D Insurance Highlights

  • Coverage is available up to $500,000
  • Accidental Death & Dismemberment Benefits
  • Accidental Severe Burn & Disfigurement Benefit
  • Coma & Paralysis Benefits
  • Hepatitis Occupational or Assigned Duties Accident Benefit
  • Seatbelt & Airbag Benefits
  • Line-of-Duty Occupational Coverage – if purchased, pays 100% of the Principal Sum for loss of life; up to a $50,000 maximum benefit

Additional Benefits available include:

  • Felonious Assault & Violent Crime Benefit
  • Home Alteration & Vehicle Modification Benefit
  • Medical Evacuation Benefit
  • Prostheses Appliance Benefit
  • Rehabilitation Benefit
  • Repatriation Benefit

*Non-insurance Travel Assistance Services such as:

  • Emergency Transportation Related Assistance
  • Medical Assistance
  • Travel & Security Assistance

 

THIS IS AN AD&D ONLY POLICY.
The Accident & Health insurance coverage is underwritten by AXIS Insurance Company under policy form series number BACC-001-0909.
*Disclaimer: The services listed are not insurance and do not provide coverage, they only provide discount and services. These services are not affiliated with AXIS Insurance Company.

Group Term Life Insurance Highlights

  • Group Term Life Insurance provides 24-hour coverage where benefits can be paid for claims incurred on or off duty.
  • There are no medical questions for coverage to be issued. This group insurance is offered as guaranteed issue coverage for each participating organization’s eligible class members.
  • An organization can purchase up to $100,000 of Group Term Life Insurance per member. The program allows for different levels of benefits for varying classes of membership.
  • Dependent coverage is also available in the following:
    • Option 1 – Spouse $2,500 – Child(ren)   $1,000
    • Option 2 – Spouse $5,000 – Child(ren)   $2,500
    • Option 3 – Spouse $10,000 – Child(ren) $5,000
  • Coverage features include: Accelerated Death Benefits, Continuance Provisions, and Conversion Rights.
Group Term Life Insurance is underwritten by New York Life Insurance Company (NY NY 10010 on policy form GMR-ER-P).

Request A Quote

In order for us to provide a quote for our Law Enforcement Insurance, we need to gather basic information.

Two options to fill out our questionnaire for a free no-obligation quote:

  1. Use our preferred Secure Online Form.
  2. Download our PDF questionnaire (once the PDF is completed, send via email to reserve@providentins.com).

 

 

Coverage is subject to exclusions and limitations and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on local country or US state laws.
The amount of benefits provided depends upon the plan selected and the premium will vary with the amount of the benefits selected. These policies are administered by Provident Agency, Inc. and in California, Provident of Pennsylvania Insurance Agency of Pittsburgh, PA.

AR Insurance License #100103614; CA Insurance License #0F74424