Since 1928, Provident has been a leader in providing emergency service & firefighter insurance benefits. We continue to be a pioneer in developing insurance programs for emergency service organizations, fire departments, firefighters, EMS providers, police officers, arson investigators, and other emergency service providers. With a strong commitment to tailored insurance coverage, we focus on building long-term relationships with our clients.
Learn more* about our insurance coverages below:
FirePlus offers a broad spectrum of Property, Casualty, Commercial Auto, Liability, and additional insurance coverages. It also includes access to FirePlus Academy, a 24/7 online training tool with over 400+ free courses specifically designed for first responders.
The Accident & Health Insurance policy helps provide financial protection when the unexpected happens. It provides income replacement and many additional benefits that pay independently of one another to ensure the financial security of each paid and volunteer firefighter or first responder and his or her family.
This 24-Hour AD&D program offers coverage to all eligible members and employees while they are at work and when they are off-duty. Members are covered 24 hours a day anywhere in the world (subject to the policy limitations and exclusions). This includes Line-of-Duty Occupational Coverage, and if purchased, it pays 100% of the Principal Sum for loss of life; up to a $50,000 maximum benefit.
Life can be unpredictable. Our Group Term Life Insurance for volunteer, paid, and combination fire departments; volunteer firefighters; emergency services organizations; and emergency medical responders helps protect the financial independence and strength of their members’ families if the unexpected happens.
Our Critical Illness (Group Cancer) Insurance offers peace of mind to America’s heroes and their families. With this plan, first responders are covered for certain occupational and non-occupational related invasive cancers, heart attacks, kidney failures, and strokes.
Helpline for Heroes: The First Responder Assistance Program (FRAP) offers 24/7 confidential support, resources, and referrals any time day or night by phone for first responders and their families.